We are a Property & Casualty Insurance Agency.

For over 40 years we have provided our customers with exceptional service and a professional atmosphere. With more than 160 locations in Florida, California, Arizona, and Texas, and by 2021, Illinois, Colorado and Massachusetts, we are dedicated to the continued success of our franchisees. Franchise owners are assisted with every step prior to opening, as well as with continual support from our management staff. Extensive training is provided periodically to enhance the owner's ability to maximize the income potential. We have developed a strong relationship with many major insurance companies, giving us an edge above the competition, allowing our owners to provide quality to our clients. In addition, we provide superior Marketing and Advertising in both Spanish and English languages, including all media such as TV, radio, outdoor, and most importantly, the internet, even though our most successful campaign are referrals from satisfied customers.





Life & Health


If you have the desire & determination, we have the formula for YOUR SUCCESS!

We have over 40 years of operating experience and more than 150 locations. We are dedicated to working with our agency owners as business partners by providing all the tools and support needed for success.

Marketing + Advertising

As an Estrella franchisee, you receive support from our marketing and advertising system, which creates real and perceived images in the minds of customers. You will have trademark brand-name recognition and co-op advertising.

Onboarding + Support

Once you join the Estrella family, we will get you started with an operations manual. The franchise will have the expertise of successful franchisees and franchisor to help them succeed. You are not in this business alone! We provide an 8-week training, as well as ongoing support and management evaluations.

Brand Strength

The brand name usually has an advantage over an unaffiliated business. Consumers believe that when they shop at a brand name store they are buying higher quality products. Branding makes it easier to compare with the well-established, independent operators, and also against other franchised chains.

Proven Business Model

With over 35 years of experience, we have come up with a successful business model. The proven system allows franchisees to follow a successful plan with a high success rate. The franchisee can also enjoy cost savings as a result of buying power of the franchise.

Financing Available

One of the major challenges any potential franchise will face is financing. With startup cost starting at $49,000, we help you secure financing so that the startup cost will not be a problem.

Multi-Unit Opportunities

We love multi-unit franchisees! If you are interested in franchising multiple locations, we are open to that and will help you every step of the way by providing you the necessary support to ensure your success.

Area Development Opportunities

At times we get those franchisees that want to be extra aggressive and would like to franchise an entire area. We have multiple area development opportunities for those who think they would like to own an entire territory.

150+ Insurance Carriers

We represent over 150 insurance carriers. This gives us the ability to insure more people, regardless of what their personal situation may be. All this while keeping premiums low.


Be part of a multi-billion dollar industry

79% of adults in the United States purchase auto insurance

Auto insurance is mandatory in most states.
Every driver is a potential customer





Insurance Premiums, 2019

*According to iii.org


*Reference: Insurance Information Institute

Featured & Awarded

Estrella Insurance has been recognized as a top franchisor. We have been featured in Entrepreneur Magazine Top 500 from 2013 – 2020 and ranked #1 in the category of Insurance in 2014, 2015 and 2017. We have received multiple awards for franchisee satisfaction, top 20 agency partnerships, among many others.

10 Easy Steps

to become a franchisee

1. Request a Franchise Brochure

2. Submit Request for Consideration

3. Meet Local Development Agent

4. Review Franchise Disclosure Document

5. Conduct Local Research

6. Secure Financing

7. Sign Franchise Agreement

8. Secure a Location

9. Attend Training

10. Celebrate Grand Opening


When you hear the word “franchise”, you probably think of fast food restaurants like McDonald’s, Burger King and Wendy’s. But there are many more types of franchise businesses. One out of every three dollars spent by Americans for goods and services is spent in a franchised business. Homes are bought and sold through franchised real estate companies. These same homes can be insured, cleaned, painted and carpeted through a franchised business. Cars can be purchased, insured, tuned and washed through franchises. We can have our hair cut, clothes cleaned, and pets cared for, all in franchised businesses. We can travel from one area of the world to another through franchised business. Franchising is nothing more or less than a business strategy for getting and keeping customers. Franchising is a method of doing business. It is a method of marketing a product and/or service which has been adopted and used in a wide variety of industries and businesses. Franchising offers people the freedom to own, manage and direct their own business. However, as with any freedom, there are responsibilities. In franchising, these responsibilities have to do with the franchisee’s commitments and obligations usually spelled out in a franchise agreement or contract to the franchisor. The franchisor is the one who owns the right to the name or trademark of the business. The franchisee is the one who purchases the right to use the trademark and system of business. There are two different types of franchise arrangements: Product distribution arrangements, in which the dealer is to some degree, but not entirely, identified with the manufacturer/supplier; and Business format franchises, in which there is complete identification of the dealer with the buyer. Business format franchises offer the franchisee not only a trademark and logo, but a complete system of doing business. Indeed, the word “system” is the key concept to franchising. A franchisee receives assistance with the selection of the business, personnel training, business set-up, advertising, and product supply. For these services the franchisee pays an up-front franchise fee and on-going royalty which enables the franchisor to provide training, research and development, and support.
We would love to have you join our Estrella Family! You would be part of a growing family of 160 locations nationwide. Joining the Estrella Team gives you the great opportunity to own your own successful business with a system in place that is proven to work. To get started, you complete the initial Request for Information and a free brochure is emailed as well as mailed. After receiving all the information you fill out the Request for Information and we will contact you to schedule an appointment or a conference call with our Development Department.
The franchise fee is $25,000 (USD).
The total investment is approximately $49,500.00
Estrella Insurance franchisees pay a Royalty of 1.00%–1.5% of sales (10% agency revenue) and 0.70%–1.0% of sales (7% of agency revenue) for the Advertising Fund.
Great question. The answer is not easy to explain. But in our FDD (Franchise Disclosure Document), there is a section that addresses this and will give you a history of the previous year. However, the true results will vary depending on your ability to manage, your specific location, local marketing and your ambition.
Franchisees generally have an easier time securing bank loans than their independent business owner counterparts, because they have the backing of an established trademark and marketplace experience of their franchisor. Banks generally point to lower default rates on franchise loans. In addition, several lending institutions specialize in franchise loans, catering almost exclusively to franchising. Lenders who specialize in franchise financing are listed on the International Franchise Association’s website at www.franchise.org. Look for the supplier business district, then go to the financial services category. We have a company that offers financing for those who qualify; you need from 20%–30% down payment and reasonable credit.
Our initial training is eight (8) weeks long, after you have obtained your Insurance License. We are dedicated to the success of our franchisees. Franchise owners are assisted in every step prior to opening, as well as the continual support from our management staff. Extensive training is provided periodically to enhance the owner’s ability to maximize the income potential.
Once you are a franchisee, our Site Selection team will assist you to find locations. We make recommendations based on demographics, population and traffic. We will help you negotiate the best possible lease. You should also have an attorney explain all the legal aspects of the lease.
With our direction, you will build it with local contractors.
Once you start the process, it should take between 3–6 months to the Grand Opening.
The two important documents are the Franchise Disclosure Document and the Franchise Agreement. Every franchisor is required by the Federal Trade Commission to prepare an extensive disclosure document for each potential franchise purchaser. Perhaps no other business is required by law to provide as much information to prospective buyers and franchisees. Over twenty different items of information about the franchise are included in the disclosure document. These items include information about the history of the company, required fees and investment costs, information about the franchisor, and any litigation in which the company has been involved. Also describes in detail how the Estrella Insurance franchise relationship operates and will specify how the company is organized. It will also contain franchisee contact information, so that you can contact our owners to get the information needed for your research. When you are given the disclosure, you will be asked to sign and date a statement that you were indeed, given the document. No monies can be taken for the franchisor for fourteen (14) days from the time you signed the disclosure. The fourteen days affords you the time to study, evaluate and prepare your financing (this time period may vary from state to state). The disclosure document should be studied carefully. Once you fill out the Request for Consideration, we will send you a PDF version.
You should carefully study the franchise agreement. This document sets forth the expectations and requirements of the franchisor. It also describes the franchisor’s commitment to you, the franchisee. Included will be information about territorial rights of the franchisee, location requirements, training schedule, and other items the franchisor has determined important. The franchise agreement is detailed and specific because, when it is signed, it affects four parties: (1) the franchisor, (2) the new franchisee, (3) other franchisees who are a part of the franchise family, and (4) the public who will purchase the goods or services from the franchisee.
An individual or group looking to open more than one location in a specific area/county. A typical Area Developer will buy the rights to develop a county or several counties; a development schedule is designed by both you and our management team for a specific reasonable number of years and locations.
As we continue our expansion, there are always new opportunities. Completing the Request for Consideration is the first step in the process of learning about these new opportunities.
We will inform you if there are any at the time you inquire.
Maybe. Our Development and Real Estate Department will analyze each location with demographics, traffic count, etc., and determine if that location is suitable or not.
Once you had a chance to review our brochure, then you can apply by filling out our Request for Consideration.
You can call us at our Franchise Department at 1-888-511-7722, ext. 103, or email us at Franchise@estrellainsurance.com.

Request Information

Looking for more information on Estrella Insurance? Call 855-283-6243 or take a moment to fill out our quick information request form.

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